If you get hurt while working and have a permanent, disabling injury, now is the time to talk about permanent disability compensation and potentially getting Social Security Disability Insurance coverage.
Initially, you’ll be able to make a claim for a few different kinds of support following your injury through a workers’ compensation claim. Through workers’ compensation, you can seek out coverage such as:
- Compensation for your medical treatment.
- Compensation for lost wages.
- Compensation for any permanent impairment caused by the accident.
- Compensation to cover the cost of future medical care.
- Permanent disability benefits if you cannot work.
These are just the tip of the iceberg as far as compensation goes. You may be able to qualify for those upon the approval of your workers’ compensation claim, but you can also go on to seek Social Security Disability coverage if you cannot return to work because of the injuries or illness you now live with.
Getting Social Security Disability benefits for long-term disabilities
The majority of the income and benefits you’ll receive through workers’ compensation are limited. That means that you will eventually need to move onto a longer-term support program after you’re hurt. Social Security Disability Insurance may be the program you want to apply for.
It can take many months (and sometimes a year or longer) to get benefits through the Social Security Administration, and you won’t be able to apply unless you can show that you expect your disability to remain for at least 12 months or end in death. However, if you are able to gather the right information and get approved, you’ll receive benefits regularly for the rest of your life or until you are able to return to work.
You deserve the right support as you live with a permanent disability
Regardless of how you were injured, you deserve the opportunity to get the compensation you need to support yourself after getting hurt at work. If you need coverage for longer than workers’ compensation can provide for, you may want to talk to your attorney about applying for Social Security Disability benefits for your long-term disability.