One of the last things you want to have to deal with while on vacation is a rental vehicle accident. However, don’t discount the chance that you may have to deal with this situation. Keep in mind that you are operating a vehicle that is not your own and are traveling in an area that was previously unknown to you.
Before you leave the parking lot of the rental property, make sure you understand what to do in case of an accident. The papers that you sign with the rental company should spell out the terms of how accidents are handled.
Steps to take immediately following the accident
The first thing to do if you get in an accident with your rental car is to assess the situation. First, check yourself for injuries, Then, check on your passengers and determine if anyone needs medical care. Once everyone is assessed, move your car to the side of the road and follow these steps:
- Call 9-1-1 to request assistance, and let them know if anyone involved in the accident has been injured.
- Talk to other drivers and injured parties and exchange contact and insurance information. Request a copy of the accident report from the responding law enforcement official.
- Look for witnesses and take photos of the damage as well as the license plates on each car that was involved.
- Call the rental company and inform them about the accident. Find out where they want you to either drop off or tow the vehicle.
- Call your insurance company to see what coverage is available. Then compare it to the rental car insurance policy.
Once you have taken these initial steps, seek assistance from someone who can determine all of your losses and negotiate on your behalf with the insurance company.
